loans and services

San Diego Lending Inc. has spent two decades building relationships with a variety of conventional sources of capital from regional banks, national banks, credit unions, CMBS and insurance companies.

Sometimes money is needed in a hurry.  San Diego Lending Inc. has funded loans in as little as 5 days through private money financing.   These loans do come at higher rates and fees but don't require the time-consuming underwriting associated with traditional financing.

When a property needs stabilization whether due to high vacancy, under-market rents, or deferred maintenance, San Diego Lending Inc. has programs to bridge the gap to get you to longer-term conventional financing.

San Diego Lending Inc. can help with your construction project.  We are well-versed in all aspects of construction projects and can help you with your loan-to-cost, draws, interest reserves, and take-out/perm financing.

San Diego Lending Inc has closed several loans through the Small Business Administration.  We are extremely well-versed in both the 504 and 7A programs and can help with the best program for your needs.  

San Diego Lending Inc. has used alternative assets such as bond and stock portfolios or retirement accounts to fund deals.  

There are times when a Home Owners Association needs capital for a number of reasons - a major improvement, purchase of land leases or real estate to be held by the HOA, even equipment.  These loans can be up to the entire amount needed including soft costs such as engineering.  There are quite a few nuances to these loans and we can help you through the process.

The USDA program is similar to SBA 7A financing with some differences in loan minimums and maximums, prepayment penalties, etc.  The main difference is population density requirements.  USDA loans are designed for "rural" areas specified as a population of 50,000 or less and designed for job creation.  

San Diego Lending Inc. has represented buyers and sellers of commercial real estate, landlords and tenants in lease negotiations and managed properties.  We have not only represented clients in these capacities but also as principals.  We treat each scenario as our own and have your best interest at heart.